Regulatory Reporting Specialist – Central Bank (CADOCs)

About CloudWalk: We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically. We are looking for a specialist to act as the technical reference for regulatory reporting to the Brazilian Central Bank (BCB) , with a strong focus on Financial Statements (DFs), CADOCs , and external audit coordination . You’ll play a key role in ensuring that all submissions are accurate, timely, and audit-ready . What You'll Be Doing * Lead the **regulatory accounting close** process and the preparation of **Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL)** and **Notes**, under **COSIF** and **CPC/IFRS** (when applicable). * Prepare, validate, and submit **CADOC reports and other regulatory filings** applicable to Payment Institutions (Segment S3), maintaining **full audit trails and reconciliations** with the general ledger. * Manage and improve the **regulatory reporting calendar**, anticipating risks and developing action plans as needed. * Design and maintain **internal controls and automated data quality validations** (completeness, accuracy, consistency, timeliness), supported by **KPIs and SLAs**. * Act as the **main point of contact for external auditors**, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders. * Collaborate with **Data and Engineering teams** to document business rules, enhance **ETL/ELT pipelines**, and automate checks and reporting packages. * Support **Treasury, Risk, FP&A, Legal, and Compliance** teams with regulatory data and financial statement analysis. * Monitor regulatory changes from **BCB/CMN** applicable to Segment S3 and lead updates to internal processes and templates. What You Need to Succeed * Bachelor’s degree in **Accounting, Economics, Business Administration**, or related fields. * (Active **CRC** registration is a strong plus.) * Experience in accounting or regulatory roles within financial or payment institutions, with hands-on work in **DFs, COSIF and CADOCs**. * Solid experience with **external audits** (Big 4 or similar), including planning, execution, and issue resolution. * Advanced **Excel/Google Sheets** and **basic to intermediate SQL** for reconciliation and data testing. * Working knowledge of **BCB/CMN regulations** applicable to **Segment S3 Payment Institutions** and internal controls frameworks. * Excellent command of **Portuguese**; **English for reading/writing regulations and auditor communications** is desirable. Nice-to-Have * Understanding of **IFRS 9** (credit risk classification and expected loss modeling). * Familiarity with **Python (pandas)** for automation of checks and reporting packages. * Experience with **BI tools** (Looker, Data Studio, Power BI) and **cloud databases** (BigQuery, Snowflake, Postgres).