Business Specialist - Credit Card
RecargaPay
About RecargaPay
RecargaPay is the payments app for all Brazilians whose mission is to democratize mobile payments & financial services in Brazil. We strive to empower individuals and small businesses to take control of their financial lives. In an easy, fast, and secure way, we facilitate access to customers & merchants to solve their needs with convenience, security, and without the need to wait in lines. It's easier to pay bills with the options of installments in up to 12x, to cash in using boleto, credit card, debit cards, loans, QR codes, mPOS and Pix, and cash-out with multiple efficient alternatives.
Founded in 2010 by Rodrigo Teijeiro (CEO), Alvaro Teijeiro (CTO) and Gustavo Victorica (COO). RecargaPay has raised over US$ 80 million in venture capital from a group of investors led by IFC, DN Capital, FJ Labs, The Venture City, IDC, ATW and more than 100 angel investors from AngelList and FundersClub.
WE BELIEVE
- That we live in an era of constant disruption, vast opportunities, and ample liquidity to be put at the service of new ideas.
- That a smartphone per every human is just a matter of time and all industries will be disrupted as a consequence.
- That small interdisciplinary teams, committed to solving complex problems at scale, are the best positioned to have a deep and positive impact.
WE ARE A BOLD, PASSIONATE GROUP OF INDIVIDUALS WITH VAST EXPERIENCE BUILDING COMPANIES AND PRODUCTS ON THE BASIS OF THESE CONVICTIONS, ALL AIMING TO MAKE YOUR LIFE EASIER THROUGH APPLIED TECHNOLOGY.
About this Role.
Atuar como especialista de referência em Business Analytics no Produto Cartão de Crédito, liderando a identificação e a execução de alavancas de growth e lucro na operação e apoiando a liderança na definição da estratégia.
RESPONSABILIDADES
- Conduzir iniciativas de alto impacto para crescer a base, o engajamento e a rentabilidade do cartão, da hipótese ao resultado medido
- Diagnosticar retenção, uso e margem (P&L, DC, cohorts) e traduzir os achados em ações priorizadas por impacto financeiro
- Fazer a ponte entre Produto, Política de Crédito, Cobrança e CRM/Martech, com visão de impacto cruzado entre as áreas
- Ser dono dos modelos de budget e forecast, garantindo que sustentem as decisões da área
- Apoiar a liderança na definição de roadmap, prioridades e estratégia do produto
- Usar IA no dia a dia para acelerar análises, automatizar rotinas e elevar o padrão técnico do time
Requirements
- Formação superior completa
- Uso de IA no dia a dia, como parte essencial da rotina de trabalho
- SQL sólido para explorar e construir as próprias análises
- 3+ anos em Business Analytics ou áreas afins, preferencialmente em crédito, cartões ou fintech
- Experiência comprovada em análise de P&L, unit economics e/ou forecast
- Inglês/Espanhol avançado
COMPETÊNCIAS
- Expertise técnica e rigor analítico (inferência causal, não só análise descritiva)
- Visão sistêmica e de negócio, conectando dado a resultado financeiro
- Senso de dono e autonomia para construir do zero
- Comunicação executiva, traduzindo análise em decisão para a liderança
Benefits
- Competitive and market-aligned salary.
- Remote work --- wherever you are, you're part of the team!
- Home office allowance through a monthly deposit in the RecargaPay app.
- Health and dental plans with no co-pay.
- Life insurance.
- Flexible meal allowance (via Flash).
- TotalPass membership to take care of your health.
Diversity & Inclusion at RecargaPay
At RecargaPay, you'll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.
About the Use of Your Data
By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).